Lifelong Treatment and Management of a Catastrophic Injury in Mississippi

Catastrophic injuries result when an individual suffers a permanent or long-lasting injury that prevents him/her from performing work and enjoying life to the same extent as before.

Most accident injuries heal over time and, while that may take weeks or months, the injury does heal. Catastrophic injuries, on the other hand, may leave their mark for life. The treatment and management of such injuries is a major undertaking, often affecting entire families.

When the injuries sustained are the fault of a negligent third party, this can be even more difficult for families to accept, causing great mental and emotional pain and suffering as well as physical pain to the victim.

Ensuring that the victim is adequately cared for can be practically and financially challenging. In such situations, it’s important to seek legal advice from a qualified Mississippi personal injury attorney to reduce the burden as much as possible.

Damages for catastrophic injuries

Catastrophic injuries generally cause substantial financial losses, covering medical costs, lifetime care, property damage, and loss of earnings in addition to the pain and suffering and loss of quality of life (non-economic losses).

Regardless of the nature of the injury (partial or total disability, catastrophic burns, traumatic brain injury, etc.) or if the injuries were caused by a car accident, slip and fall accident, a medical procedure or intentional violence, life will never be the same.

If the catastrophic injuries were caused by a third party, the financial burden for catastrophic injury victims can be somewhat relieved if reasonable compensation is paid by the negligent or reckless party.

However, receiving damages for catastrophic injuries can be a complex and lengthy process of communication, negotiation, and even litigation with the insurance company of the at-fault party.

The insurance company may try everything to minimize the payout and protect their interests. A seasoned personal injury lawyer can help by taking over the compensation claims process. Insightnsight into how insurance companies operate can both speed up and maximize the claim for the unfortunate victim. If necessary, a lawsuit can be filed.

Most cases do not end up at trial but filing a lawsuit can be a strategy to “force the hand” of the insurance company. After all, the future financial health of the victim and his/her family may depend on securing adequate compensation. This is no time to take chances.

It should be noted that, as a pure comparative negligence state, plaintiffs in Mississippi can claim damages even if they are partly responsible for the accident that caused their injuries. However, the plaintiff’s ability to recover losses will be reduced by the extent to which he/she is proven to be at fault for the accident.

First, acquaint yourself with the types of damages you may be eligible for in cases that involve the lifelong treatment and management of a catastrophic injury in Mississippi.

A large component of the economic losses suffered in a catastrophic injury accident are the initial medical expenses involved in the treatment and management of the injury.

From the emergency medical expenses on the day of the injury until the time of the release from the hospital and the ongoing care needs, medical costs mount up rapidly for catastrophic injuries — especially for extended hospital stays of weeks or months.

Economic losses for permanent injuries also cover the loss of earnings. This includes both present and future lost wages.

If the unfortunate individual is the main earner in the family with children to raise, these losses can be particularly severe and hard-hitting. Sometimes, the main caregiver also needs to stay at home to care for the victim and may miss work, intensifying the financial impact.

Whether the loss of wages is temporary or permanent, these losses can be part of a compensation claim.

Lifelong management of a catastrophic injury also generally involves rehabilitation, physical therapy or at least follow-up medical appointments.

Victims of spinal injuries or multiple broken bones may need physical therapy and rehabilitation to improve independence and mobility, for instance. This is crucial for improving the quality of life after a catastrophic injury.

Sometimes, too, victims require additional surgery and re-hospitalization to improve their condition.

Book A Consultation

Once a catastrophic injury victim returns home, frequent visits to the hospital, modifications to the home, and ongoing medical supplies or equipment needs must be met. These can all cause losses that can be claimed.

Victims often need a wheelchair, scooter or other mobility device and home renovations to help with getting up staircases, for instance. Special transport may be required to accommodate mobility devices. For loss-of-sight victims, service animals may be required.

Taking up residence at a nursing home or assisted care facility may be necessary if a patient’s needs cannot be met at home or around-the-clock medical care is required.

This typically applies to individuals who are so severely injured that a loved one can’t care for them — and adds significantly to the economic losses that can be claimed.

Non-economic losses are sometimes referred to as “pain and suffering damages”. They are awarded to accident victims in personal injury cases to compensate for the physical and emotional pain, suffering, and anguish caused by the accident injuries.

With catastrophic injuries, non-economic losses can be significant because the loss of quality of life, loss of consortium, and emotional distress can be substantial. Sometimes, depression, anxiety, sleep disturbance, and other mental health conditions accompany the physical injuries sustained.

It’s difficult to put a dollar figure on this, of course. No amount of money can make up for the loss of enjoyment in life, but the law does attempt to compensate as best as possible.

The following factors are usually considered when attempting to place a dollar value on pain and suffering:

  • How much will the victim’s usual daily routine be limited or altered?
  • Will the injury impact the victim’s relationships at home or work?
  • How does the pain or injury affect the victim’s sleep?
  • Will the injury impact the victim in the long term?

Non-economic losses can surpass economic losses but in Mississippi, these types of damages are capped, like in some other states.

Non-economic damages, including pain and suffering, are generally limited to $1,000,000. For medical malpractice cases, they are limited to $500,000.

Contact Our Personal Injury Attorneys Serving the Mississippi Gulf Coast

If you’re in the Biloxi or the Ocean Springs area of Mississippi and need to claim for a catastrophic injury, contact a personal injury attorney at Rushing & Guice, PLLC for legal advice and assistance with pursuing a claim.

Book A Consultation

Blog Categories