Catastrophic injuries result when an individual suffers a permanent or long-lasting injury that prevents him/her from performing work and enjoying life to the same extent as before.
Most accident injuries heal over time and, while that may take weeks or months, the injury does heal. Catastrophic injuries, on the other hand, may leave their mark for life. The treatment and management of such injuries is a major undertaking, often affecting entire families.
When the injuries sustained are the fault of a negligent third party, this can be even more difficult for families to accept, causing great mental and emotional pain and suffering as well as physical pain to the victim.
Ensuring that the victim is adequately cared for can be practically and financially challenging. In such situations, it’s important to seek legal advice from a qualified Mississippi personal injury attorney to reduce the burden as much as possible.
Catastrophic injuries generally cause substantial financial losses, covering medical costs, lifetime care, property damage, and loss of earnings in addition to the pain and suffering and loss of quality of life (non-economic losses).
Regardless of the nature of the injury (partial or total disability, catastrophic burns, traumatic brain injury, etc.) or if the injuries were caused by a car accident, slip and fall accident, a medical procedure or intentional violence, life will never be the same.
If the catastrophic injuries were caused by a third party, the financial burden for catastrophic injury victims can be somewhat relieved if reasonable compensation is paid by the negligent or reckless party.
However, receiving damages for catastrophic injuries can be a complex and lengthy process of communication, negotiation, and even litigation with the insurance company of the at-fault party.
The insurance company may try everything to minimize the payout and protect their interests. A seasoned personal injury lawyer can help by taking over the compensation claims process. Insightnsight into how insurance companies operate can both speed up and maximize the claim for the unfortunate victim. If necessary, a lawsuit can be filed.
Most cases do not end up at trial but filing a lawsuit can be a strategy to “force the hand” of the insurance company. After all, the future financial health of the victim and his/her family may depend on securing adequate compensation. This is no time to take chances.
It should be noted that, as a pure comparative negligence state, plaintiffs in Mississippi can claim damages even if they are partly responsible for the accident that caused their injuries. However, the plaintiff’s ability to recover losses will be reduced by the extent to which he/she is proven to be at fault for the accident.
First, acquaint yourself with the types of damages you may be eligible for in cases that involve the lifelong treatment and management of a catastrophic injury in Mississippi.
If you’re in the Biloxi or the Ocean Springs area of Mississippi and need to claim for a catastrophic injury, contact a personal injury attorney at Rushing & Guice, PLLC for legal advice and assistance with pursuing a claim.